Don't you remember that our last cup winner has won his league and the national cup playing always with the same eleven? You know perfectly that player condition makes this impossible without massive use of token. Despite of his strong team, without the use of tokens he would not have had the slightest hope of being competitive in both competitions... isn't this PPW? But you know, this is not the first or the only case...
As far as i remember, somebody won league and WCC once, playing hard tackling, using the same squad in all matches and without suffering casualties because of injury, wasn't that pay per win too?
One extra loan out is not the biggest issue IMHO, teams still can't receive more than 2 players in their squad, so we are in similar conditions than before, besides loan deals comes with an adaptation penalty and those players won't be in those clubs forever, the serious thing would be if people could BUY players using token, then i would quit this game inmediately.
To be clear, i am against paying to agree loan deals, i never paid, never asked money for my players and i'll never will, when i send my players outside, i just want them to have the minutes i can't give them in first team, also i think that non-premiun users should have the chance to receive something as long (as we take some cautions to avoid cheating) but at least all teams should have the chance to receive something.